INVESTMENT

Managed Funds
Managed Funds allow you to pool your money with other investors in a single investment fund, which might have otherwise been out of your reach. Qualified investment professionals manage these funds for you.

Managed Funds can invest in any or all of the major asset groups including shares, property and fixed interest. All Managed Funds require a product disclosure statement or prospectus which allows you to see where you are investing. You should read this document carefully in conjunction with any documentation prepared for you by your Authorised Representative.

Superannuation
60% of Australians say their greatest fear is not having enough money in retirement.

Superannuation is a government-mandated investment vehicle which exists to provide financial benefits in retirement.
Superannuation savings are generally made through trust funds, and if these funds meet prescribed government standards they are eligible for tax concessions.

Most employees in Australia have superannuation paid for them by their employers. However, this isn’t always enough to provide for the type of lifestyle most of us envision in retirement. Luckily there are a number of methods for contributing more than the mandatory amount, and we are happy to discuss these with you.

Once you reach retirement age or retire from the workforce, there are many options for you regarding your superannuation. An Authorised Representative from RIAA can help you ensure that you are financially prepared for many enjoyable and prosperous years in this next stage of your life